Wednesday, November 26, 2008

Discount Locksmith in Phoenix AZ - 602-235-0631 DO NOT USE THIS COMPANY




I wanted to let everyone know about what happened with Discount Locksmith.

This really rubs me the wrong way...

I have a property getting ready around the 1st of December, I represent the buyer.
We had the home inspection done and the outside utility room was locked, just a regular lock with the key hole in the nob, a $12.99 lock.
The key was missing and we could not get into the room and that is where the hot water heater was.
I called the listing agent and she called a locksmith. "Discount Locksmith in Phoenix 602-235-0631...
He charged her $250.00 to re key the lock...yes, you heard me correct $250.00 .... Discount Locksmith my ass. The selling agent told me that and my blood started to boil and it did not cost me a dime.
So, I just called Discount Locksmith in Phoenix AZ 602-235-0631 and asked them how much to come today and re key a lock and I was told $35.00 service call and $19.95 and up depending on the lock...Well this was a cheap door lock..
The owner Adam just called me back and said yes, he could of put a new lock on cheaper BUT no one said we wanted a new lock.... He yelled and screamed and said his price was below other locksmiths.

Talk about getting ripped off... I urge every agent out there in Phoenix and or other States to call Discount Locksmith in Phoenix AZ 602-235-0631 and give them hell, also Do Not use this company. This was wrong and uncalled for...

Thanks for reading and letting me vent.

What is the first Thanksgiving you can remember?

Mine was at my grandma's home in the countryside of New York a little town called Westfield. I remember the family driving from Erie, PA about a 40min drive to granny's. All of my cousins and Aunts and Uncles would be there. My Cousins and we were a pretty big bunch would go off in the woods to swing on a tree vine across a deep ditch.. What great memories I have. Even the Thanksgiving when the dog grabbed the Turkey off the table... That's when it was great to be Thankful that we are Italian because the turkey was gone but all good Italians always have a side of Pasta.



Thanksgiving is a time to sit back and be thankful for the many blessings that you have been given. Every day you are given is a gift...make the most of it.

Tell someone that you are thankful for them today!

Happy Thanksgiving To All
Have a Safe and Wonderful Holiday

Tuesday, November 25, 2008

The Willo Historic District is ROCKEN w/ Deals NOW your Chance

It's your Time to Own a bit of the Willo Historic District



131 W GRANADA RD Phoenix

Beds/Baths: 3 / 2
SF: 1,429 / County Assessor
Year Built: 1955
Pool - Private: Pool - Private; Play Pool

WHAT A GREAT LOCATION IN THE HICTORIC DISTRICT. THIS ONE NEEDS WORK, BUT PRICED RIGHT, AND SELLER WANTS TO SEE OFFERS. PROPERTY BEING SOLD 'AS IS' WITH NO SPDS OR C.L.U.E. LARGE DETACHED STORAGE AREA OR WORKSHOP IN THE BACK. CHECK IT OUT!!! LET'S MAKE A DEAL ON THIS ONE. SUBMIT OFFERS FOR SELLER'S CONSIDERATION. SELLER WILL LOOK AT ALL OFFERS, SUBMIT FOR CONSIDERATION.

Are you ready to check out the Willo? Give me a call, Linda 602-391-8246 or
send me an ee-mail azhomes4u@gmail.com
Another Deal in the Willo Historic Distric!!!!


Best price in Willo! Vacant and ready for move in.

62 W Edgemont AVE Phoenix
Beds/Baths: 2 / 1.75
SF: 1,146 / Appraiser
Year Built: 1920

Plans and permits (already through City/Historic) to convert garage to living space with 1/2 bath come with the house. Conversion can be completed for $20K making 1400 sq ft total. House has original wood floors/doors/windows and fireplace. Less than 1 block to restaurants and light rail. SHORT SALE,Lender approval required.

For more information call Linda 602-391-8246 or e-mail azhomes4u@gmail.com

Saturday, November 22, 2008

Fannie & Freddie To Suspend Foreclosures Through New Year

A Little Holiday Cheer

Additional Time Taken To Implement New Program

The initiative has come down from Fannie Mae and Freddie Mac to their network of servicers to halt all foreclosure and eviction proceedings between Nov. 26 2008 and Jan. 9, 2009, meant to give a recently announced rescue plan time to work.


The move is expected to give Fannie and Freddie additional time implement the new streamline modification recently announced and set to launch December 15th. The plan enables delinquent borrowers to get a modified mortgage that lowers payments to no more than 38% of their gross incomes.


"By delaying these foreclosure sales, the nation's servicers will have the opportunity to work with more borrowers who could qualify for a modification under the new [program]," said Freddie Mac CEO David M. Moffett in a statement.


As a result, Freddie has told its servicers to immediately contact the 6,000 borrowers who already have auction sales or evictions scheduled for between the specified dates to tell them the sales are postponed. Fannie estimated that 10,000 of its borrowers will be affected. Borrowers facing eviction between Nov. 20 and Nov. 26 were not expected to get relief.


The foreclosure suspension affects only a small percentage of homeowners facing foreclosure over the next two months. Although Fannie and Freddie mortgages account for more than half of all mortgages, they have relatively few of the most risky subprime loans at the center of the foreclosure crisis.
"The vast majority of what's going into foreclosure are not Fannie Freddie loans," said Freddie Mac spokesman Brad German.


The Fannie, Freddie plan was unveiled on Nov. 11. Eligibility is determined by several factors: Homeowners must be 90 days or more late in their mortgage payments, owe at least 90% of their home's current value, live in the home on which the mortgage was taken and have not filed for bankruptcy.


The mortgage rate could be lowered to as little as 3% for five years. After that, it would increase by 1 percentage point a year until it hits either the market rate or the original interest rate, whichever is lower.
Unlike previous federal efforts, participation by servicers is not voluntary. However, as mentioned in previous articles, this plan may not affect a great deal of at risk borrowers. We will continue to provide details of this plan and others as they roll out.

Monday, November 3, 2008

Another Willo Historical HOME




$224,900 Great price to live in the Willo Historical Neighborhood
Beds/Baths: 2 / 1
SF: 1,197
Year Built: 1939
Nice Lot 7,501 - 10,000

Willo Historic District $224,900
E-mail Linda for more information

This fabulous Transitional Ranch style home was built in 1939, and designed by the architectural firm of Lescher and Mahoney (Orpheum Theater, Federal Bldg @ 522 N. Central). It is now LENDER OWNED but ready to be owned by YOU! It has been beautifully restored and enhanced with vaulted ceilings in the Master bedroom and kitchen, and painstakingly decorated with hand painted walls you have to see to believe. Square footage does not include an unfinished -- but ducted --AZ room. 2nd bathroom also unfinished.

For more information on this home or other Historical Properties
Call Linda 602-391-8246 AZhomes4u@gmail.com