Showing posts with label Gay Realtor Linda Wieczorek. Show all posts
Showing posts with label Gay Realtor Linda Wieczorek. Show all posts

Monday, October 23, 2017

The question is HOW MUCH HOUSE CAN I AFFORD?

HOW MUCH HOUSE CAN I AFFORD?

To determine how much you can spend on a home, take a close look at your budget. Review your bank statements and spending habits for the last couple of months to figure out how much you are spending on everything from cellphone bills to restaurants. The Consumer Financial Protection Bureau offers a spending tracker that can help you figure out where your money is going each month.  
Once you have a better picture of your spending habits, determine how much you want to allocate toward a monthly home payment. This figure includes your principal, interest, tax and insurance payment, which add up to your monthly mortgage sum.
The Federal Housing Administration formula, used by many lenders, recommends allocating no more than 31 percent of your monthly income to your housing payment. This figure will change based on your amount of debt. Buyers with no other debt may be able to budget as much as 40 percent of monthly income to housing. (But remember that the rest of your budget is going to have to go toward heat, water, electricity, routine home maintenance and food.) Overall, your total debt-to-income ratio, including car payments and credit card bills, should not exceed 43 percent.
So, for example, if you make $50,000 in annual gross income, your monthly gross income is $4,167. That should leave you with $1,292, or 31 percent to devote to your monthly mortgage, provided your overall debt does not exceed $1,792 a month. Our mortgage calculator can help you determine what your monthly mortgage may be.
But remember that besides the mortgage, buying a home includes additional one-time payments that can quickly add up, including closing costs, legal fees and other expenses associated with buying, such as a house inspection. And don’t forget about moving fees or home improvements.                          By Michelle Higgins NY Times

Wednesday, July 27, 2016

Phoenix Townhouse Condominium - Real estate Update 07/26/2016


 Statistical Market Analysis of 07/26/2016 Phoenix Townhouse Condominium are on the North West corner Of 15th AVE and Campbell  in Central Phoenix. Just to the east of the Town homes. east of 15th AVE  is the Melrose & Woodlea Historic Neighborhood. To the south and west lies Bonnie Lea Neighborhood.
Phoenix town homes are a great buy for central Phoenix. If you are interested in viewing contact Linda Wieczorek 602.391.8246


ACTIVE - 1606 W CAMPBELL AVE, Phoenix, AZ 85015 $108,500
4525 N 17TH AVE, Phoenix, AZ 85015 $129,500
1588 W CAMPBELL AVE, Phoenix, AZ 85015 $130,00
1554 W CAMPBELL AVE, Phoenix, AZ 85015 $139,900 
Check out the details --> http://goo.gl/7fiFzM  








Homemade Spicy Garlic pickles


Just made Homemade Spicy Garlic pickles - so fresh and have just the right amount of dill, garlic and hot peppers. Looking forward to enjoying along-side a  Smith's   Hotdog's that I just brought back from Erie, PA. smuggled in suitcase wrapped in ice pack..  















Recipe 
3.5 cups of water
1 1/4 cup vinegar distilled white 
1 cup of sugar
1 tbs salt 
1 tbs spoon mustard seed
2 small red chilies 
- enough small cucumbers spears for 2 large canning jars full.
15 garlic cloves peeled and cleaned 
1 bunch of fresh dill 

Stir water, vinegar, sugar, salt mustard seed  together in a saucepan, bring to boil slowly, remove from heat and cool. 

Combine cucumbers spears, garlic and dill in the two large glass jars. poor cooled mixture over cucumbers. Seal container with lid and refrigerate for 3 days . Then Ready to Eat!



Tuesday, July 26, 2016

Central Phoenix House For Sale in the Neighborhood of Red Brick Homes

2402 W Whitton AVE, Phoenix, AZ 85015

$218,000
 Take a look at this Red Brick Beauty, in the neighborhood of Red Brick homes know as SIESTA TERRACE {A MUST SEE). Remolded 3/2 with Diving Pool.House maintains it charm w/ original tile baths,additional 360'sf of living space. NO HOA! UPDATED kitchen w/newer cabinets and granite counters,custom exterior doors, newer roof 4/2011;HVAC 12/2011;back patio roof 4/2012; block fenced back yard with RV gates. Open concept from Living-to-Dining-to-Family Rm provide excellent flow for entertaining and relaxation. Mstr Suite with attached Mstr bathroom rare for a Vintage PHX home!CONVENIENT TO PHOENIX COLLEGE & ENCANTO PARK, minutes from the I-17 I10 , easy commute downtown Phx. Close to shopping,ASU Downtown Campus, Hospitals. This Red Brick neighborhood is stirring w/ Pending Historic Status 

Like to view Call Linda 602.391.8246

















Tuesday, June 14, 2016

How to Create a Pool Maintenance Schedule

Swimming pools provide hours of fun, but they do require a certain amount of attention to keep the water clean. Most maintenance is simply a matter of common sense. Just remember to do the little things on a regular basis to avoid big problems later. Here's a suggested maintenance schedule to help you along the way.
Even if you plan on maintaining the pool yourself, it is a good idea to have a pool service company open the pool at the start of the swimming season or have them do an annual checkup if your pool has been open all year. They will make sure all of the equipment is running correctly, test the water and suggest the treatments you will need to balance the water.

Balanced water means that things like the pH level of the water, the alkalinity, dissolved solids, calcium levels and the like are all within comfortable ranges. Balanced water is crystal clear and has a pleasant feel on the skin. If you do decide to open the pool yourself, at least take a water sample to a pool supply company for testing.
Daily Maintenance
  • Use a long-handle skimmer to remove any floating debris from the pool.
  • Clean out the pool skimmer baskets. When the pool's pump is turned on, it pulls water from the pool into the skimmers and then on to the filtration system. If you have leaves, grass clippings or other debris floating in the pool, chances are that some of it ended up in the skimmer basket.
  • Check the water level. Pools lose water through evaporation and normal splashing and swimming. The water should be above the skimmer level, or you could burn out the pump.
  • For above ground pools that use a daily chlorine tablet for sanitation, add chlorine.
Weekly Maintenance
  • Use a home test kit to test the water for pH and sanitizer, such as chlorine. Follow the manufacturer's instructions, but in general, rinse testing materials with the pool water you are going to test, not tap water. You should also run the circulation system for about 15 minutes before testing the water.
  • Remove debris from the pump basket.
  • Vacuum the pool. You can find vacuums for both in ground and above ground pools. In ground pool owners usually rely on automatic systems, while both automatic and manual systems are available for aboveground pools.
  • Clean off any dirt and scum that may have accumulated at the water line using a brush designed to clean pools. This keeps dirt out of the filtration system and helps to remove algae before it takes hold.
  • Hose down the pool deck.
  • Check the pool's filter. There are three types of pool filters: sand, cartridge and diatomaceous earth (DE), which is fossilized skeletons of plankton. They all require regular maintenance. Basically, they all need to be cleaned when the operating pressure rises about 10 pounds per square inch (psi) above the normal operating pressure. Normal pressure will vary, but usually it is around 9 to 12 psi. The rise in pressure means that dirt is beginning to clog the filter medium. Once you know the regular pressure of your filter, write it on the unit in permanent marker as a reminder.
    • Sand and DE filters need to be backwashed, which means you turn a dial and water runs through the filtering medium backwards. The backwashed water exits through a waste port. Be careful where the water drains, because chlorine in the water can harm any surrounding plants.
    • DE filters tend to be trickier to maintain than sand filters, because you must replace the DE that is lost during backwashing. Follow the filter's manufacturer's instructions carefully.
    • To clean cartridge filters, remove the cartridge and hose it down.
    • If you notice that the filter's pressure is below the normal operating pressure, it means there may be a clog or obstruction somewhere in the line.
Monthly Maintenance
Take a water sample to a pool supply company that does water testing. As mentioned above, the company tests for a wider range of variables than you can at home. It is a good way to make sure that your pool water stays balanced. In many cases, the test is free.
Special Circumstances
The most rigorous maintenance plan can be upended by a few days of heavy rain or a heavier-than- normal bathing load. In those cases, the water will contain a large amount of organic matter that throws the water balance out of whack. To set things right, you will need to "shock," or superchlorinate, the water. Some experts believe that weekly shock treatments are necessary, which may be true for pools that get a lot of use, but in general the frequency will depend on the bathing load. If you are unsure, have the water tested and ask for advice at the pool supply company.
If you do add shock chemicals, be sure to read the instructions carefully. With many shocks, you should stay out of the water for 12 to 24 hours to give the chlorine levels time to return to normal.
Closing the Pool
As mentioned above, even if you plan on performing the maintenance yourself, it is a good idea to have a professional pool service open and close the pool. A pool closing involves these steps:
  • Give the pool a final cleaning and shock the water one last time.
  • Lower the water level to about 18 in. below the skimmer. Don't empty the pool entirely - the freezing and thawing of the ground around the pool exerts pressure on the sides of the pool, and water helps equalize that pressure.
  • Drain all of the piping. Follow the pump, filter and heater manufacturers' recommendations for closing down the equipment.
  • Cover the pool. All covers will keep debris out of the water. A safety cover that meets specific requirements can support the weight of a child to prevent accidental drowning. It is also a good idea to check the condition of gates and fences that surround the pool to make sure they are in proper repair.
If your pool maintenance routine is vigorous and well-planned, you'll reap the rewards all season long. To read more about pool safety, you can view AHS's Pool Safety Guide here.
Written by Fran J. Donegan on Monday, 13 June 2016 1:30 pm

Tuesday, May 17, 2016

Want your Phoenix Home Sold by Summer?


I think it's time to Sell!
 
I think it's time to Sell!   
 
The months of March, April, May and June is always a peak time for Phoenix the Valley of the Sun's Real estate sales, and this year even stronger. Interest is High and Inventory is Low. The demand and prices are high. Like many Phoenix home owners you may be thinking, it looks like now may be a good time to sell your Phoenix home and indeed it is.

Typical sale timeline:
A. Select a Realtor (1 week)
B. Shine up the property (2-4 weeks)
C. Valuation, contract, photography (1 week)
D. market time (3-6 weeks)
FOR Sale
E. Escrow (4-5 weeks)

So if you are a Phoenix home seller hoping to capitalize on this strong spring market, the bad news is that you’re out of luck. But if you start today, you can get the house in front of our very busy July crowds, enjoy one more summer in your Phoenix home, and have it completely sold before you put the turkey in the oven! 

Arizona Elite Properties
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Great First Impression When Selling Your Home Part 8

Preparing Your Home or Condo For Sale 
Part 8 of 8


Preparing Your Home For Sale - Thinking about selling you home? A Few Helpful tips: 
The key to selling your house or your condo is a "Great 1st impression".  First impression Matters! 




DAY OF SHOWING  - OK it's Show Time! 

◊ Open all drapes and curtains
◊ Leave porch lights on at night to showcase
◊ Avoid cooking a meal that would leave distinct
odors
◊ Keep all pets in an area away from prospects
◊ Keep children occupied in one room
◊ If possible, leave the house while being shown
◊ Give brief polite answers if asked a question
◊ Allow your agent to show
◊ Allow your agent to negotiate

If you'd like to know more about preparing your house for sale or would like a free, no obligation room-by-room review of a home your thinking about selling please give me a call or message Linda Wieczorek  602.391.8246

Tuesday, May 10, 2016

Phoenix Arizona Historic Woodlea & Melrose Neighborhood Real estate Update Page

Stay connected, stay informed M7 neighborhood - Melrose / Woodlea Historic Neighborhood is your cup of tea.  Updated Real estate information
on Facebook.                                            

Local real estate leader in providing up to date real estate neighborhood information on the Urban M7, Woodlea & Melrose Neighborhoods.

Subscribe to our monthly Neighborhood Scoop today, let me know what neighborhood you want eyes on.  Check out the FB Page.



Linda G. Wieczorek ABR,CNE, CSSN,SRES® 
REALTOR®,  602-391-8246 
Reviews  &  Video Testimonials
 

Saturday, May 7, 2016

Great First Impression When Selling Your Home Part 5

Preparing Your Home or Condo For Sale 
Part 5 of 8


Preparing Your Home For Sale - Thinking about selling you home? A Few Helpful tips: 
The key to selling your house or your condo is a "Great 1st impression". First impression Matters! 


BEDROOMS -  Make the bathrooms sparkle
◊ Repair cracks in ceilings and walls
◊ Remove personal items (photos etc..)
◊ Remove clutter
◊ Draperies and blinds clean
◊ Fresh paint if needed
◊ Toys, video games etc… put away
◊ Beds neatly made
◊ Blinds and shades open to let in natural light

Put away the stacks of reading material on night stands and leave room for one good book. Candles and fresh flowers are excellent accessories on bedroom furniture.

If you like to know more about preparing your home for sale or would like a free, no obligation room-by-room review of a home your thinking about selling please give me a call or message me 
Linda Wieczorek 602.391.8246

Friday, May 6, 2016

Great First Impression When Selling Your Home Part 4

Preparing Your Home or Condo For Sale 
Part 4 of 8


Preparing Your Home For Sale - Thinking about selling you home? A Few Helpful tips: 
The key to selling your house or your condo is a "Great 1st impression". First impression Matters! 

CLOSETS - this is where I stuff everything. 

◊ Clean and free of clutter
◊ Clothes organized
◊ Shoes organized
◊ Clutter removed
◊ Dirty clothes out of sight
◊ Valuables secured (jewelry etc..)
◊ Free of odors
◊ Create extra room to look ample


If you like to know more about preparing your home for sale or would like a free, no obligation room-by-room review of a home your thinking about selling please give me a call or message me 
Linda Wieczorek 602.391.8246

Monday, May 2, 2016

Investing in Multi- Units - Cash Flow, Appreciation

Phoenix Multi Family Residential Investment HOT Sheet 

         Investing in Apartments - Cash Flow, Appreciation & More   VIEW  Phoenix Duplexes, Triplexes and Fourplexes For Sale

Why Apartment Investing?


Cash Flow, Cash Flow, Cash Flow, more cash flow with a multi unit or apartment then SFH . Owning more units increases the overall probability of success. 

Buying Real estate for investment, Not any real estate but real estate that will hold its value, apartment buildings. Apartment rents are still going up, the value of apartment buildings have the best chance of appreciating and are appreciating while everything else goes down. With the low interest rates you can have a positive cash flow. Mortgage rates are currently 4.5% to 6.5%.  Apartments have become a better investment for two main reasons. First, carrying costs (interest costs) have been going down. Second, income has been going up, substantially. For more information of multi - units  give me a jingle. 
Linda Wieczorek 602.391.8246 AZHomes4u@gmail.com  

VIEW  Phoenix Duplexes, Triplexes and Fourplexes For Sale

Monday, September 15, 2014

Urban Attitude in Central Phoenix

If you are looking to buy a home  in Central Phoenix without breaking the pocketbook and be close to the fun an experience the rich diversity of our Sonoran Desert playground this home is for you. 

 

URBAN LIFESTYLE & ATTITUDE! You'll love this move in ready mid Century RANCH @ $239,500.00 in Bonnie Lea up & coming neighborhood, near WoodLea-Melrose  on 7th & Encanto North. N/S facing lot w/ great curb appeal. As you enter the home be prepare to be wowed. The amazing vaulted ceilings lend to that spacious feeling throughout. TONS OF CHARACTER AND CHARM, Newer roof, flooring 2014, water heater in 2007, freshly painted exterior & interior 2013! The new amazing bathrooms will leave you speechless, Eat-in kitchen w/ breakfast bar and plenty of cabinet space. Perfect 4 entertaining. Convenient to Camel back Corridor and Uptown Phoenix. w/easy walking access to buses & light rail. Run, walk, bike on the Grand Canal. Entertain on the covered brick patio. Relax in the quiet spacious backyard w/the shade of mature citrus.
Lets not forget the newly installed recessed lighting. Truly OLD WORLD meets NEW!

To View all Photos  https://plus.google.com/photos/116557586024247442273/albums/6057850043534720401   


Linda G. Wieczorek ABR,CNE, CSSN,SRES®                                       
REALTOR®, 
602-391-8246
Arizona MLS  Home SearchReviews & Video Testimonials

Friday, August 29, 2014

Open House Sunday 8/31/2014 1PM / 4PM - 6445 E Palm LN Scottsdale, AZ 85257

Open House Sunday 8/31/2014 1PM / 4PM - 
6445 E Palm LN Scottsdale, AZ 85257  

Dream Lot * mid Century RANCH HOME in Popular Hy-View Neighborhood W/access to walking and bike trails. North/South facing lot w/great curb appeal sets back in a CDC. Contractors take NOTE a MASSIVE UNBELIEVABLE 11,953 sf private fenced LOT w/room for HUGE WORKSHOP w/NO HOA, that's just under 1/3 Acre, now that's HUGE,Contractor's dream lot w/views of Papago Buttes/Camel back Mt. The possibilities are endless w/ this HUGE lot.Plenty of room for RV/Boat/work trucks parking.Gardeners delight with several planter boxes. FRESHLY PAINTED INSIDE & OUT w/beautiful new wood & tile flooring really make this home one of a kind. Huge picture window looking out to the front water wise,easy care yard.This home has TONS OF CHARACTER AND CHARM. Perfect 4 entertaining.   




Linda G. Wieczorek ABR,CNE, CSSN,SRES®
REALTOR®,  602-391-8246
Arizona MLS  Home Search
Reviews & Video Testimonials

 

Wednesday, December 4, 2013

F.Q. Story Historic District to host annual home tour 2013

F.Q. Story Historic District 29th Annual Christmas Home Tour will take place from 6 to 9 p.m. Dec. 7; 11 a.m. to 5 p.m. Dec. 8 at 9th Avenue and Willetta Street in Downtown Phoenix. 

Ten homes will be featured this year.
Park on any neighborhood streets.
 
The F.Q. Story Historic Neighborhood was named after the prestigious land-owner of the area in the 1900's - Francis Quarles Story. The district boundary runs from McDowell Rd. south to Roosevelt St. and from Seventh Ave. west to Grand Ave. The Neighborhood consists of 602 homes that were constructed from the late 1920s through the late 1940s. A variety of architectural styles are featured, including Spanish Colonial Revival, English Tudor, Craftsman bungalows and Transitional Ranch.



Are you Interested in Historic Properties - Discover Historic District in Downtown Neighborhoods. The Downtown Phoenix District includes the many Historic District  some of Phoenix's oldest neighborhoods like Garfield, Willo and Grant Park, Encanto & Roselvelt for more info on Historic Neighborhoods                              contact Linda Wieczorek 602.391.8246
Reviews & Video Testimonials  about Linda